Now once you have this information go to your local phone retailer I know this works at Phones4U) and ask them to beat it, which they will as they will want to commission. This may take an hour or more, so make sure you have time and don’t sign any contract for insurance. If you do the maths you’ll find that you could buy a simply buy a new phone for less money!

Don’t open your phone take it back to the shop the next day and tell them that you would like to cancel the contract and would like you money back. You don’t have to provide a reason as you have up to 14 days “cooling off”, but it might be worth having something convincing ready. You’ll be surprised at what happens next…

In the case of Phones4u they will probably put you through to a retention department who will offer you cash, yes cash to keep the phone and the contract. I was offered £250 and told that I could sell my phone on ebay for £250 and as the contract would cost £240 over the twelve month I would be £260 better off. Of course, I said yes : )

It certainly does give an indication of the amount of commission the mobile phone operators are paying and explains why there are so many moble phone shops on the High Street…

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